Financial Inclusion News

A report by Pahlé India Foundation and Amazon Pay, the Digital Credit & Inclusion Index (DCII) 2026, reveals that Tier-2 cities in India are leading the country

Former RBI Governor C. Rangarajan has criticized the reduction in regional rural banks, calling it a 'step in the wrong direction'. He urged the RBI to incentiv

An RTI report reveals that nearly 5.72 crore Pradhan Mantri Jan Dhan Yojana accounts have zero balances, and over 15 crore accounts are inoperative. Uttar Prade

Regional Rural Banks (RRBs) have improved their financial health by lowering bad loans through consolidation and balance-sheet repair. The government now plans

Over the past 12 years, the Pradhan Mantri Jan Dhan Yojana (PMJDY) has evolved into a crucial component of India's welfare and payments infrastructure, promotin

The PM Jan Dhan Yojana has completed 12 years, with 59 crore bank accounts and total deposits of ₹3.17 lakh crore, and the average deposit per account has incre

The Unified Payments Interface (UPI) has completed 10 years, marking an almost 13,000-fold increase in transaction volume and becoming a cornerstone of India's

India is experiencing significant credit growth, driven by the evolution of borrowing into a strategic financial decision and the rise of digital lending. This

The Centre is encouraging Regional Rural Banks (RRBs) to enhance their digital banking services to stimulate growth, expecting improvements in customer acquisit

India's economic growth is increasingly driven by its rural areas and small towns, with digital adoption reshaping consumption and financial behavior. The digit

The Centre is exploring linking digital land records with the Unified Lending Interface to simplify and speed up farm loan applications, aiming to provide secur

Artificial intelligence is transforming India's credit landscape by enabling lenders to assess risk more effectively and extend credit to previously underserved

Parithad Petampai, the new CEO of Muangthai Capital, Thailand's largest microlender, defends the crucial role of microfinance in supporting vulnerable populatio